Credit Building Tools | Justine Petersen

Banamex USA

Credit Cards issued by Banamex USA.

Justine PETERSEN, working with Citi, will be making Banamex USA secured credit cards available to qualified clients of Justine PETERSEN. (A deposit is required to obtain the credit card.) In addition, Justine PETERSEN offers a series of financial education classes on improving one's financial stability and credit profile.

Nonprofit Partners

Justine PETERSEN partners with other nonprofit organizations throughout the country to offer the Banamex USA secured credit card. For more information, contact Kristin Schell (314) 533-2411 x. 121.

Partner Resources

Complete Program Guidelines

Credit Building Process (chart)

Customer Process

Success Stories

Credit Builders Alliance

Credit Builders Alliance is a nonprofit organization creating innovative solutions to help non-traditional financial and asset building institutions serving low and moderate income individuals build client credit and financial access in order to grow their businesses and/or personal assets.

Justine PETERSEN’s unique Credit Building Services emphasize new, good lines of credit to positively impact your credit score and credit profile. Services include:

Individual Credit Building Consultation and Planning. Counselors meet one-on-one with clients to assess income, debt, credit history and financial goals and create a Credit Action Plan to overcome barriers to accessing affordable capital.

Access to Credit Building Financial Products. Justine PETERSEN originates a Credit Builder Loan, assists in taking the Banamex USA secured credit card application, and refers to other safe and affordable products to assist individuals with "thin" credit files to establish a good line of credit on their credit report.

Assistance with:

Establishing a bank account. Justine PETERSEN partners with several financial institutions to offer checking and savings accounts to those that are unbanked or underbanked.
Budgeting. Counselors work with clients to develop a Monthly Household Budget that includes monthly payments on new lines of credit.
Disputing Errors on the Credit Report. Counselors prepare Dispute Statements and Follow-up when necessary.
Negotiating Settlements with Creditors. Counselors assist clients to work with creditors to reduce the amount of old bad debt.