Small Business


Meet Your Micro-Loan Team



From left to right: Stacy Moore, Andy Gorman, Qiana Ward, Mindy Curphy, Trina Roberson, Galen Gondolfi, Ankica Vukomanovic, Abiel Ogbe, Aida Ibragimova, Maria Sennett, and Denisce Williams. Not pictured: Lisa Zimmerman and Lavette Glover.

 

TILT Forward Application


 

Micro-Loan Application



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Loan Products

TILT FORWARD: A PARTNERED LOAN PRODUCT WITH THE ASSOCIATION FOR ENTERPRISE OPPORTUNITY

Your solution to immediate working capital needs, TILT Forward is designed to offer businesses an alternative to business credit card and merchant cash advance rates.  This loan product requires that businesses document gross annual sales of at least $100K and operation in business for at least one year (bank statements and articles of incorporation required; tangible collateral is not required).  Powered by On Deck Capital, the online underwriting platform can deliver an approval instantly, with actual funding within a day or two.  Businesses located in the state of Missouri, southern Illinois and eastern Kansas are eligible.  Apply today with no application fee.

SBA MICRO-LOAN

As a U.S. Small Business Administration Micro-loan Intermediary Lender, Justine PETERSEN borrows capital from the SBA and originates loans to entrepreneurs that do not have access to commercial or conventional loans. The typical loan from this fund is under $10,000.

EMERGING MARKETS LOAN FUND

Justine PETERSEN wholly-owns a U.S Department of Treasury certified Community Development Financial Institution, Great Rivers Community Capital. One of Great Rivers' loan products is the Emerging Markets Loan Fund. The mission of the Emerging Markets Loan Fund is to provide access to safe, affordable capital to small businesses overlooked by mainstream financial institutions. This loan pool is funded by local investors and the CDFI Fund. The average loan size is $25,000.

 ST. LOUIS COUNTY (MO) LOAN FUND

Justine PETERSEN and St. Louis County Economic Council have created a revolving micro-loan fund for St. Louis County entrepreneurs.  This new products fills the gap for St. Louis County small business seeking funding from $500 to $50,000.  Financing for the St. Louis County Loan Fund was made possible by the St. Louis County Port Authority.

MADISON & ST. CLAIR COUNTY (IL) LOAN FUND

Justine PETERSEN and TheBANK of Edwardsville are partnering to bring additional micro-loan capital to Madison County and St. Clair County, IL. Justine PETERSEN is responsible for the overall administration of the Micro-Loan Program by providing technical assistance and lending to area businesses. TheBANK of Edwardsville is the program’s financial sponsor as part of its commitment to the small business community. The loan program is based on donations received from TheBANK of Edwardsville that Justine PETERSEN used to establish a ten year revolving loan fund.

GREEN LOAN FUND

The Green Loan Fund is for small businesses that are socially and environmentally responsible in the way they source, manufacture, and market their products and run their offices and factories. Green Businesses focus on using business as a tool for positive social change. To qualify for a Green Loan, businesses must demonstrate their commitment and significant action in both environmental stewardship and social and community responsibility.  This loan fund was made possible through the generosity of the William A. Kerr Foundation.